A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_URI::$config is deprecated

Filename: core/URI.php

Line Number: 101

Backtrace:

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Router::$uri is deprecated

Filename: core/Router.php

Line Number: 127

Backtrace:

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$benchmark is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$hooks is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$config is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$log is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$utf8 is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$uri is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$exceptions is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$router is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$output is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$security is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$input is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$lang is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::open($save_path, $name) should either be compatible with SessionHandlerInterface::open(string $path, string $name): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 132

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::close() should either be compatible with SessionHandlerInterface::close(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 294

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::read($session_id) should either be compatible with SessionHandlerInterface::read(string $id): string|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 168

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::write($session_id, $session_data) should either be compatible with SessionHandlerInterface::write(string $id, string $data): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 237

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::destroy($session_id) should either be compatible with SessionHandlerInterface::destroy(string $id): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 317

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::gc($maxlifetime) should either be compatible with SessionHandlerInterface::gc(int $max_lifetime): int|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 358

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 282

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_set_cookie_params(): Session cookie parameters cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 289

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 304

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 314

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 315

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 316

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 317

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 375

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: drivers/Session_files_driver.php

Line Number: 108

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_set_save_handler(): Session save handler cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 110

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_start(): Session cannot be started after headers have already been sent

Filename: Session/Session.php

Line Number: 143

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$session is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$db is deprecated

Filename: core/Loader.php

Line Number: 396

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 12
Function: database

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_DB_mysqli_driver::$failover is deprecated

Filename: database/DB_driver.php

Line Number: 371

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 12
Function: database

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$form_validation is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 13
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$forums_model is deprecated

Filename: core/Loader.php

Line Number: 358

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 14
Function: model

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$email is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /home/hlegacy/public_html/web/application/models/Home_model.php
Line: 7
Function: library

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 15
Function: model

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Forums::$home_model is deprecated

Filename: core/Loader.php

Line Number: 358

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 15
Function: model

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$load is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$benchmark is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$hooks is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$config is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$log is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$utf8 is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$uri is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$exceptions is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$router is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$output is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$security is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$input is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$lang is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$session is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$db is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$form_validation is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$forums_model is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$email is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$home_model is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Forums.php
Line: 49
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

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I have taken a home loan with SBI in 2012. I would like to make part prepayments to the loan account. How can I go ahead? Also, if I make part-prepayment, will it reduce my EMI?

You can make part-prepayments towards your loan account in the form of cheque payments. If you have savings account with the same bank you can give a standing instruction. SBI usually asks loan account holders to start a savings account with their bank for easy money transfers towards the loan EMI. You can transfer the amount you wish to pre-close to your SBI savings account and issue a cheque of that account against your loan account or give standing instruction from your savings account towards the loan account. SBI will not take any penalty / charges for loan pre-payment / closure.

Once your cheque is realized / amount is credited in your loan account, you can approach the bank for restructuring your EMI. Most banks consider restructuring of loan tenure (reducing loan tenure) over restructuring of EMI in case of part-prepayment. But you can make a special request at the branch to consider revising EMI.

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