A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_URI::$config is deprecated

Filename: core/URI.php

Line Number: 101

Backtrace:

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Router::$uri is deprecated

Filename: core/Router.php

Line Number: 127

Backtrace:

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$benchmark is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$hooks is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$config is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$log is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$utf8 is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$uri is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$exceptions is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$router is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$output is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$security is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$input is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$lang is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 6
Function: __construct

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::open($save_path, $name) should either be compatible with SessionHandlerInterface::open(string $path, string $name): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 132

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::close() should either be compatible with SessionHandlerInterface::close(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 294

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::read($session_id) should either be compatible with SessionHandlerInterface::read(string $id): string|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 168

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::write($session_id, $session_data) should either be compatible with SessionHandlerInterface::write(string $id, string $data): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 237

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::destroy($session_id) should either be compatible with SessionHandlerInterface::destroy(string $id): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 317

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::gc($maxlifetime) should either be compatible with SessionHandlerInterface::gc(int $max_lifetime): int|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 358

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 282

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_set_cookie_params(): Session cookie parameters cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 289

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 304

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 314

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 315

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 316

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 317

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 375

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: drivers/Session_files_driver.php

Line Number: 108

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_set_save_handler(): Session save handler cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 110

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_start(): Session cannot be started after headers have already been sent

Filename: Session/Session.php

Line Number: 143

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$session is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 8
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$db is deprecated

Filename: core/Loader.php

Line Number: 396

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 12
Function: database

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_DB_mysqli_driver::$failover is deprecated

Filename: database/DB_driver.php

Line Number: 371

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 12
Function: database

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$form_validation is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 13
Function: library

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$email is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /home/hlegacy/public_html/web/application/models/Home_model.php
Line: 7
Function: library

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 14
Function: model

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$home_model is deprecated

Filename: core/Loader.php

Line Number: 358

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 14
Function: model

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$events_model is deprecated

Filename: core/Loader.php

Line Number: 358

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 15
Function: model

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$load is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$benchmark is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$hooks is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$config is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$log is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$utf8 is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$uri is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$exceptions is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$router is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$output is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$security is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$input is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$lang is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$session is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$db is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$form_validation is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$email is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$home_model is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$events_model is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/hlegacy/public_html/web/application/controllers/Home.php
Line: 349
Function: view

File: /home/hlegacy/public_html/web/index.php
Line: 315
Function: require_once

Home - HerMoneyTalks

Creating a tribe of financially independent women

Despite the penetration of the banking and financial sectors into the heartlands of the country, many women are yet to take charge of their finances. 

  •  Just 33 percent of women make independent investments (DSP Winvestor Pulse 2019 Survey)
  • Only 20 percent women understood financial concepts (2017 global financial literacy excellence center study)
  • Women control more than usd 216 trillion of wealth and influence 80 percent of domestic buying decisions globally.
  • Equal participation of women in the workforce will increase india’s GDP by 27 percent (IMF estimate)
  • IMF estimates that India has a lower share of women’s contribution to the GDP at just 17 percent, when the global average is 37 percent (UN report)
  • 300 million women in india are in need of financial empowerment.

HerMoneyTalks® is a platform designed to enable financial empowerment of women, help women save money, and help them connect with a potent network of enablers, experts, evangelists, and businesses.

WHAT WE DO

Get started with the exciting world of personal finance

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Education

We spread financial awareness and provide guidance for women throughout their financial journey

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Entrepreneurship

We provide the resources, network and assistance to empower women through entrepreneurship.

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Upskilling

Develop your skill-sets through our online and offline programs for a promising tomorrow.

WHO WE ARE

The Driven and Experienced Hermoneytalks Team

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Nisary M

FOUNDER & DIRECTOR

Nisary is an IIM Bangalore alumnus, former banker-turned-writer, and entrepreneur with over 19 years of industry experience.

  • 7+ years of corporate experience in banking, customer service, credit appraisal, & branch operations at ICICI Bank, HDFC Ltd, and Reliance General Insurance
  • 11+ years in communications, branding, & new media strategy
  • Mentor at various women and startup platforms
  • Panelist on various frontline business and finance channels & events
  • Finance Columnist for Financial Express, Hindu Businessline
  • Advisory areas: Loans, general insurance, mentoring women-led startups

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Hemanth G

FOUNDER & DIRECTOR

Hemanth is an IIM Calcutta alumnus, strategy & marketing professional with over 23 years of industry experience, and a published author with Penguin Randomhouse & Westland Publishers.

  • Former Head of Business Planning for IBM India
  • Former Head of Strategy for the $100m Analytics CoE at Genpact
  • Startup mentor for Univ. of Delaware
  • Advanced Certification in Finance from AIMA
  • Author of business books and corporate histories of HCG, CRISIL, IIMB, Great Lakes Instt.
  • Finance Columnist for Financial Express, Hindu Businessline, YourStory
  • Advisory areas: Investments, Business strategy, Marketing, Branding!!!

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