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Home - HerMoneyTalks
This story is a part of Femvest 2.0, and is a women’s financial empowerment initiative in collaboration with BSE India. In this story series, we recognize women achievers in finance who have carved a niche for themselves.
While choosing Finance as a career came naturally, becoming a banker was a need rather than a choice. The woman in question is none other than Ms. Kavita MP , entrepreneur and Financial Well being Coach at Mint Leap. Having witnessed her clients’ risk averse financial behavior in her stint with SBI (1993-2015), post her VRS, she followed her heart and ventured into an entrepreneurial journey to further the cause of investor awareness and education.
Being a keen observer of her own financial condition, she made tremendous efforts at community level to create financial awareness in the general public. Kavita wonders, “Why do people prefer to keep money in FDs, use credit cards, take loans to purchase house or car, rather than making riskier choices to invest in mutual funds?”
After clearing various certifications from NISM, IRDA, and CFP from FPSBI, she started enlightening others in financial goal planning and investments.
Challenges undone by Kavita’s confidence After taking VRS, she had to start from scratch and had to create a strategy that worked for her clients. “I created a 3-bucket Mint Leaf Financial Model comprising Safety goals, Stability goals, Aspiration goals,” shares Kavita.
The biggest challenge for her was marketing for a good cause. She made tremendous efforts in outreach to community, corporate customers. After creating outreach resources too, success eluded her. It was by speaking to HRs that she developed herself into becoming a good listener and started understanding the needs of clients and became their trusted advisor.
I created a 3-bucket Mint Leaf Financial Model comprising Safety goals, Stability goals, Aspiration goals.
In her journey, Kavita is indebted to her mentor, guide, and friend Mahavir, who ignited her spirit to serve the masses in her entrepreneurial journey. He questioned her thought process and advised her to focus more on financial solutions than products.
Kavita swears by the dictum: “Taking action is much more important than knowing.” Being a Certified Financial Planner, she had the calling to educate her bank customers in their investment behaviour. Somewhere, she felt the need to fill the existing gap.
Memorable milestones and unforgettable experiences Kavita scaled her business to serve more than 400 families with a clientele of about 10,000. Having a flair for business relationship management, today many leading international professionals excelling in corporate clients look up to her for financial guidance.
My clients enabled me to learn how to accept rejections!
She encourages paperless hassle-free transactions in SIP, lump sum investments, and redemptions for her clients. Her clients join her networking events and together they create memories.
“My clients enabled me to learn how to accept rejections,” acknowledges Kavita. She shared some fond memories of Covid times when she completed 5 years of her entrepreneurial journey and organised a networking meet for her clients.
Her advice for women to step out and manage their finances Kavita has some sage words of wisdom for all women investors: “Whatever education you may pursue, having money skills is important. Also, practical experience will make you knowledgeable. Be curious, visit wealth forums, be active in social media, learn, and educate others by making short videos.”
She also advises women to build long term industry relationships, be aware of industry trends, and update their clients regularly.
Be curious, visit wealth forums, be active in social media, learn, and educate others by making short videos.
Quoting Robert T. Kiyosaki, Kavita shared tips on money management by women and advised women to take charge of their finances:
Have a budget in place
Invest in younger years
Don’t work from your wants
Take financial advice from certified advisors
Don’t work for money forever, make your money work for you
Remember FIRE: Be Financially Independent Retire Early
Kavita’s words of support for HerMoneyTalks and its work Kavita feels women wan
Other Stories
Women in Finance: Pooja Kalyani
Women Leaders in Finance: Rimmi Jain
Women in Finance: Prema Mitra
Women in Finance: Prableen Bajpai
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